Learn about the affordable health insurance options in this video with Bob Hurley from eHealth Insurance.
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Male: What are some affordable options? Bob: Affordable options for employees of businesses that don’t offer coverage are significant on most state, there are states that are more affordable than others. But, you know, you need to assess what your own personal situation is for your healthcare or your family’s situation. In other words, you know, ask yourself, how much do you go to the doctor. How often do you go to the doctor? How often does your spouse go to the doctor? And your children and so on? So do a little personal assessment of yourself and your family members on how much they utilize or seek care and then, base on that, you can narrow down your choices of insurance plan, because you may wanna buy an insurance plan that offers you, you know, 15 dollar, 20 dollar co payment to go to see the doctor because that’s important to you. If you don’t go to the doctor a lot, then you may not get that kind of benefit, coz you’re gonna be paying for that in your monthly premium, so you may want actually go with a higher deductible health insurance plan, where you buy a thousand dollar, 1500 dollar deductable and when you go to the physician one or two times a year you pay for that out of your pocket, but meanwhile you’re saving hundreds of dollars on your monthly premium by going with a higher deductable plan. So, you know, how to choose your plan starts with a little self assessment, in a way you need, how much do you access care, how much does your family access care. And once you answered those questions, it’s gonna help your shopping experience once you get to the internet.