Albany, New York[SOT/:President Barack Obama/POTUS]" So today I'm announcing a handy little to-do list that we've put together for Congress. (LAUGHTER) You can see it for yourselves at whitehouse.gov. It's about the size of a Post-It note, so every member of Congress should have time to read it. (LAUGHTER) And they can glance at it every so often."[SOT/:President Barack Obama/POTUS]" Each of the ideas on this list will help accelerate our economy and put people back to work, not in November, not in next year, but right now. All right. So I'm going to go through the list. First, Congress needs to help the millions of Americans who have worked hard, made their mortgage payments on time, but still have been unable to refinance their mortgages with these historically low rates." (APPLAUSE)[SOT/:President Barack Obama/POTUS]"Second -- second, if Congress fails to act soon, clean-energy companies will see their taxes go up, and they could be forced to lay off employees. In fact, we're already hearing from folks who produce wind turbines and solar panels and a lot of this green energy that, you know, they're getting worried because there's uncertainty out there. Congress hasn't renewed some of the tax breaks that are so important to this industry. And since I know that the other side in Congress have promised they'll never raise taxes as long as they live, this is a good time to keep that promise when it comes to businesses that are putting Americans to work and helping break our dependence on foreign oil." (APPLAUSE)[SOT/:President Barack Obama/POTUS]"Number three, Congress should help small-business owners by giving them a tax break for hiring more workers and paying them higher wages. (APPLAUSE) You know, we -- we believe small businesses are the engine of economic growth in this country. We should not hold them to a situation where they may end up having to pay higher taxes just by hiring more workers. We should make it easier for them to succeed."[SOT/:President Barack Obama/POTUS]" Number four, Congress should help our veterans returning from Iraq and Afghanistan find a good job once they come home." (APPLAUSE)