Authentic voices. Remarkable stories. AOL On Originals showcase the passions that make the world a more interesting place.
Go behind the scenes with some of the biggest digital celebrities to see what life is like when the blogging and tweeting stops.
The story of punk rock singer Laura Jane Grace of Against Me! who came out as a woman in 2012, and other members of the trans community whose experiences are woefully underrepresented and misunderstood in the media.
Documentary shorts conceived of and directed by famous actors. Jeff Garlin, Katie Holmes, Alia Shawkat, Judy Greer, and James Purefoy
Park Bench is a new kind of "talking show" straight from the mind of born and bred New Yorker and host, Steve Buscemi.
Digital influencer Justine Ezarik (iJustine) is back. After covering the world of wearable tech last season, iJustine is expanding her coverage this year by profiling the hottest tech trends across the country.
A 12 episode documentary series following 5 startup companies competing in the 2013 San Francisco TechCrunch Disrupt Startup Battlefield as they fine tune their products and eventually present in front of a panel of judges in hopes of winning $50,000 in funding.
Enter the graceful but competitive world of ballet through the eyes of executive producer, Sarah Jessica Parker. This behind-the-scenes docudrama reveals what it takes to perform on the ultimate stage, the New York City Ballet. Catch NYCB on stage at Lincoln Center.
Nicole Richie brings her unfiltered sense of humor and unique perspective to life in a new series based on her irreverent twitter feed. The show follows the outspoken celebrity as she shares her perspective on style, parenting, relationships and her journey to adulthood.
Explore what it means to be human as we rush head first into the future through the eyes, creativity, and mind of Tiffany Shlain, acclaimed filmmaker and speaker, founder of The Webby Awards, mother, constant pusher of boundaries and one of Newsweek’s “women shaping the 21st Century.”
Gwyneth Paltrow and Tracy Anderson spend time with women who've overcome hardship, injury, and setbacks to triumph in the face of adversity.
Hank Azaria’s touching, humorous, and often enlightening journey from a man who is not even sure he wants to have kids, to a father going through the joys, trials and tribulations of being a dad.
ACTING DISRUPTIVE takes viewers inside the businesses and passion projects of Hollywood’s top celebrities.
Discover what is life insurance with Greg McGraime, a certified financial planner.
Tags:Learn About Life Insurance,Greg McGraime,how much life insurance to take,Howcast,personal finance advice,protecting family financially,what is a beneficiary,what is permanent life insurance,why take life insurance,life insurance
Grab video code:
Life insurance is a way of protecting your family or your loved ones in the event that you pass away. And just as an example let's say I'm married and I have two little kids. My wife is at home with the kids right now, raising them, and if something happens to me there is a huge financial impact to my family. I have a big need for life insurance. So what life insurance really is I'm paying an insurance company each year a certain amount of money and in the event that I pass away my beneficiaries, my loved ones, my family members, will receive a lump sum of money? That's how life insurance works. And there are two main types of life insurance. Term life insurance, which protects you for a certain period of time, and the way that works is, you pay a small amount of money let's say it's for a twenty year period of time, if I die, my beneficiaries receive the money. If I don't die that's it. That money is gone. I paid for protection and didn't need it. That's what term life insurance is. There is also permanent life insurance which tends to be a lot more expensive, but permanent life insurance protects my family, in the event that I die, for the rest of my life, no matter when I die that policy is going to pay. The challenge is, that it becomes a lot more expensive, in a lot of cases, too expensive for the average person to buy. So when you're looking and reviewing your life insurance needs, the first question to ask, "Is somebody else financially dependent on me?" if the answer to that is yes, then yes you need life insurance. The next question you have to ask is "How much life insurance do I need?" Do I need one hundred thousand dollars? Do I need five hundred thousand? It depends on your unique situation. So do I need life insurance yes or no? If I do need it how much do I need? Once I determine how much I need, do I have a temporary need, do I need a term policy or a permanent need, and I should go with a permanent cash value policy. And there are a lot of other benefits and details about life insurance, but I think if you start with those three fundamental questions, do I need it? How much do I need? And what type is right for my situation? It's going to get you in the right ball park.