Female Speaker: Fine Living Networks Smart Tips with green energy expert, Joe Harberg.

Joe Harberg: Lower your monthly energy bills by following these simple steps.

Schedule a professional home energy assessment. Choose an assessment that conducts at least 31-point inspection of your air-conditioning and heating systems, and evaluates your indoor air quality, water usage, and lighting systems in your home.

Assess your energy contract. Make monthly savings by ensuring you the best plan available to fit your lifestyle. Switch from incandescent light bulbs to compact florescent light bulbs. A 100-watt incandescent bulb is equivalent in color to a 20-watt CFL. CFLs cost a bit more but work longer; 8000 hours compared to 750, a saving of $66 over the bulb's lifetime.

Female Speaker: For more, go to fineliving.com/smarttips.