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Kevin McCormally offers some alternatives to waiting for your check in the mail.
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I’m Kevin McCormally of Kiplinger’s with some ideas about your tax refund. I don’t how to spend it I mean how to get your money from the IRS. In the old days of course you have this one choice, you have to wait for a paper check to arrive in the mail but that’s so 20th century. You can get your money faster by asking the IRS to deposit electronically into your bank account of mutual fund or even your IRA. Now if you want all of your money to go into a single account you can request direct deposit by simply entering the appropriate account information on your tax return. The IRA’s is willing to put your refund among as many as three accounts but if you want to do that you only file to extra form the form 888 to have enough room necessary to go information. Beginning in 2010 there is another way to collect your tax refund; you can have the IRA as you use it to buy a series high US bonds for you. Now the bonds are sold in $50 in increments and any out them out to slit over can electronically deposited to your savings account, using direct deposit will get you refund faster than if you request the paper check. Within a few days in fact whether in having a weeks or several weeks, another advantage electronic deposits can’t be lost in the mail or in that pile of bills in your desk or at the bottom of your purse.