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http://turbotax.intuit.com Renovating a home can be expensive, but there are federal tax deductions for home renovation that ...
may help reduce your tax bill. Increase tax savings by qualifying for a home renovation tax credit or a federal energy tax credit.
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Hello, I'm Sara from TurboTax with some information on how you can reduce your tax bill by renovating your home. Anyone who has taken on a home improvement project can tell you that making renovations to your home can be expensive. Although you can't deduct the actual renovation cost from your taxes, you can deduct the interest you pay if you borrow funds to make the renovations. Those funds must be from a home equity loan or a additional mortgage funds you borrow when you purchase the home. You should avoid using a credit card to finance the renovations since this type of interest is not deductible. You can also increase your tax savings by keeping the environment in mind when making the renovations. In 2010 you can claim a tax credit that can save you up to $1,500 in tax when you install energy efficient appliances, new windows and doors, and even for increasing the amount of insulation in your home. This is much better than a tax deduction because it will reduce the amount of tax you owe on a dollar for dollar basis. You can even reap some of the rewards when you eventually sell your home. Essentially you can add the cost of certain renovations to the purchase price of your home. This is the effect of reducing the taxable gain on its sale so you pay less in taxes. For more information about deductions on your income taxes, visit TurboTax.com.
Hola, soy Sara de TurboTax con un poco de información sobre cómo puedes reducir tu adeudo de impuestos mediante la renovación de tu casa. Cualquiera que haya tomado un proyecto de mejora de casa te puede decir que hacer renovaciones en la casa puede ser costoso. Aunque no se puede deducir el costo real de renovación de tus impuestos, puedes deducir el interés que pagas si pediste prestado fondos para hacer las renovaciones. Esos fondos deben provenir de un préstamo con garantía hipotecaria o de fondos adicionales de hipoteca que pides prestados cuando compras la casa. Debes evitar el uso de una tarjeta de crédito para financiar las renovaciones ya que este tipo de interés no se puede deducir. También puedes aumentar tu ahorro fiscal, manteniendo el medio ambiente en mente al hacer la renovación. En 2010, podías reclamar un crédito fiscal que puede hacerte ahorrar hasta US$ 1.500 en impuestos si has realizado mejoras que aumentan la eficiencia energética de tu casa, tales como ventanas y puertas nuevas. Para las mejoras hechas después de 2010 este crédito se reduce significativamente a un limite de por vida de US$500 en impuestos, que incluye los créditos ya recibidos. Incluso puedes cosechar algunas de las recompensas cuando finalmente vendes tu casa. Esencialmente, puedes agregar el costo de ciertas renovaciones al precio de compra de tu vivienda. Éste es el efecto de reducir la ganancia gravable en su venta para que pagues menos impuestos. Para obtener más información acerca de las deducciones en tu declaración de impuestos, visita TurboTax.com.