Authentic voices. Remarkable stories. AOL On Originals showcase the passions that make the world a more interesting place.
Gwyneth Paltrow and Tracy Anderson spend time with women who've overcome hardship, injury, and setbacks to triumph in the face of adversity. We'll hear their inspiring stories firsthand, whether fighting back from a career-ending injury or transforming their lives and bodies through diet and exercise.
Enter the graceful but competitive world of ballet through the eyes of executive producer, Sarah Jessica Parker. This behind-the-scenes docudrama reveals what it takes to perform on the ultimate stage, the New York City Ballet. Catch NYCB on stage at Lincoln Center.
The Future Of Us is a powerful original series from television personality, futurist, filmmaker and techno-philosopher, Jason Silva. In this series, Silva shares his excitement around recent discoveries and inventions.
ACTING DISRUPTIVE takes viewers inside the businesses and passion projects of Hollywood’s top celebrities.
They say every picture tells a story and AOL On's new original series My Ink proves it. Travel along as some of the world's greatest athletes bring their tattoos to life through exclusive interviews and visits to their favorite tattoo parlors.
Explore what it means to be human as we rush head first into the future through the eyes, creativity, and mind of Tiffany Shlain, acclaimed filmmaker and speaker, founder of The Webby Awards, mother, constant pusher of boundaries and one of Newsweek’s “women shaping the 21st Century.”
Discover crowdfunded small business success stories with author, comedian, and entrepreneur Baratunde Thurston.
Go behind-the-scenes with racing's hottest, young talent, 17-year-old Dylan Kwasniewski, as he aspires to make it in the #1 motorsport in America – NASCAR
Follow Scott Schuman, the Sartorialist, from the streets of NYC to the capitals of Europe on his quest to photograph and document the best in culture and fashion.
Iconic potter, designer, author and personality Jonathan Adler shares his unique perspective on creativity. Showcasing the inspiration Jonathan finds in the most unlikely people and places, Inspiration Point will add style, craft and joy to your life.
Serving Innovation gives a fresh look into the stories and passions that motivate some of the most innovative tastemakers in America.
A documentary directed by Alex Winter exploring the Napster downloading revolution; the kids who created it, the bands and businesses that were affected and its impact on the world at large.
Nicole Richie brings her unfiltered sense of humor and unique perspective to life in a new series based on her irreverent twitter feed. The show follows the outspoken celebrity as she shares her perspective on style, parenting, relationships and her journey to adulthood.
Learn how to improve your auto-insurance rate by taking these simple steps.
Tags:auto insurance tips,auto insurance prices,Auto Insurance Rate,best auto insurance,Best Auto Insurance Company,improve credit score,car insurance,kiplinger
Grab video code:
Did you know auto insurance companies significantly change the way they price policies over the past few years and the company that offer you the best rate a few years ago may no longer have the best deal for you. I am Kim Langford, a contributing editor with Kiplinger’s Personal Finance Magazine and I am here to tell you how you get the best deal on auto insurance.
The most important step is to shop around. Prices for auto insurance can vary by hundreds of dollars from company to company with the exact same person and car depending on the claims experience that the company has had. Also, some companies had changed the way they price policies over the past few years while others have not. So if you have a good credit record and a good driving record, you may get a much better deal at some of the companies that have changed their rates.
One important way to improve your auto insurance rate is to improve you credit score. That is one of the biggest changes that insurance companies have made over the past few years. Most all of them now look at your credit score when setting your rate and many of them look in great detail at your credit score. First of all, make sure you pay your bills on time even if you are not about to shop for a loan and also check out your credit report at annualcreditreport.com to make sure there are not any inaccuracies that are causing you to have a lower rate than you should.
It is also very important to buy a safe car. Having a safe car makes an even more of a difference in your premiums than it did in the past. You can go to a website like carsafety.org and check out the crash test results from the car you are considering.
Raising your deductible to at least a thousand dollars can lower your premiums by about 15%. It is also a good idea to eliminate your collision and comprehensive coverage entirely once your car is worth only a few thousand dollars. You can check out the value of your car at a website like Kelly bluebook which is kbb.com and then use the money that you save to increase your liability limits. It is good to have at least $250,000 per person and $500,000 per accidents.
Finally, hunt for discounts. If you have a young driver, they can generally get a discount, if they have a B average and/or better in school or if they take a special defensive driving course offered by the insurance company. You may also be able to get a discount if you drive your car less than 7,500 hundred miles a year and you may be able to lower rate by having your auto and home insurance with the same company.